Medical & Life Insurance Programs

One of the most popular employee benefits is health insurance. Along with salary and pension benefits, medical coverage is often one of the main factors that can influence an individual's decision to accept an employment offer. It is also one of the most costly benefits for employers to provide.

The principal types of insurance programs offered by employers are basic health insurance (basic medical surgical/hospitalization), major medical insurance, term life insurance, and in some cases, whole life insurance. Employers may also offer dental and vision plans...