Coverage Protections

Understand Other Coverage Protections

Understanding how an employee can best protect his or her health coverage is not easy. It is complicated because the rules are different depending on your special situation. The fourth step in understanding HIPAA and your protections under the law involves knowing some general information about:

• Special enrollment rights to other group coverage;
• How health status can affect access to care;
• Other coverage choices that may help take advantage of HIPAA protections; and
• Rights to renew group and individual coverage.